[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.evate.cz\/nepovedlo-se-vam-v-bance-ziskat-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.evate.cz\/nepovedlo-se-vam-v-bance-ziskat-hypoteku\/","headline":"Nepovedlo se v\u00e1m v bance z\u00edskat hypot\u00e9ku?","name":"Nepovedlo se v\u00e1m v bance z\u00edskat hypot\u00e9ku?","description":"Asi spousta \u017eadatel\u016f o hypot\u00e9ku za\u017eila fakt, \u017ee jim banka \u017e\u00e1dost zam\u00edtla. V lep\u0161\u00edm p\u0159\u00edpad\u011b mohlo b\u00fdt d\u016fvodem nedolo\u017een\u00ed kompletn\u00edch podklad\u016f a m\u016f\u017eou to zkusit","datePublished":"2018-01-21","dateModified":"2023-06-07","author":{"@type":"Person","@id":"https:\/\/www.evate.cz\/author\/#Person","name":"","url":"https:\/\/www.evate.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"evate.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.evate.cz\/wp-content\/uploads\/img_a312455_w2504_t1523360737.jpg","url":"https:\/\/www.evate.cz\/wp-content\/uploads\/img_a312455_w2504_t1523360737.jpg","height":0,"width":0},"url":"https:\/\/www.evate.cz\/nepovedlo-se-vam-v-bance-ziskat-hypoteku\/","about":["Pen\u00edze"],"wordCount":412,"articleBody":"      Asi spousta \u017eadatel\u016f o hypot\u00e9ku za\u017eila fakt, \u017ee jim banka \u017e\u00e1dost zam\u00edtla. V lep\u0161\u00edm p\u0159\u00edpad\u011b mohlo b\u00fdt d\u016fvodem nedolo\u017een\u00ed kompletn\u00edch podklad\u016f a m\u016f\u017eou to zkusit znovu, v t\u011bch hor\u0161\u00edch n\u00edzk\u00fd p\u0159\u00edjem, nedostate\u010dn\u00e1 hodnota nemovitosti slou\u017e\u00edc\u00ed k z\u00e1stav\u011b, z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, jin\u00e9 p\u016fj\u010dky, exekuce atd.A tak mnohdy se u\u017e zd\u00e1, \u017ee na z\u00edsk\u00e1n\u00ed pen\u011bz, kter\u00e9 chcete vyu\u017eit nap\u0159\u00edklad na po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed \u010di rekonstrukci, nem\u00e1te n\u00e1rok. Krom\u011b bankovn\u00edch spole\u010dnost\u00ed, kter\u00e9 klienti nav\u0161t\u011bvuj\u00ed nej\u010dast\u011bji, jsou je\u0161t\u011b spole\u010dnosti nebankovn\u00ed. A pr\u00e1v\u011b tam maj\u00ed klienti v\u011bt\u0161\u00ed \u0161anci z\u00edskat produkt americk\u00e1 hypot\u00e9ka nebankovn\u00ed.Je to obvykle dan\u00e9 t\u00edm, \u017ee nelustruj\u00ed z\u00e1znamy v registrech, maj\u00ed ni\u017e\u0161\u00ed n\u00e1roky na v\u00fd\u0161i p\u0159\u00edjmu, nepot\u0159ebuj\u00ed dokl\u00e1dat kvantum podklad\u016f. K vy\u0159\u00edzen\u00ed obvykle sta\u010d\u00ed pod\u00e1n\u00ed online \u017e\u00e1dosti, p\u00e1r fotografi\u00ed nemovitosti, kterou bude klient ru\u010dit a bude zastavena ve prosp\u011bch nebankovn\u00ed spole\u010dnosti a n\u011bkdy potvrzen\u00ed o v\u00fd\u0161i p\u0159\u00edjmu. T\u00edmto zp\u016fsobem m\u016f\u017ee hypot\u00e9ku z\u00edskat tak\u00e9 klient, kter\u00fd m\u00e1 z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo exekuce. Mnohdy jsou toti\u017e z\u00edskan\u00e9 pen\u00edze ur\u010den\u00e9 pr\u00e1v\u011b na \u0159e\u0161en\u00ed \u0161patn\u00e9 finan\u010dn\u00ed situace, vyplacen\u00ed dluh\u016f a exekuc\u00ed, vyplacen\u00ed nemovitosti v dra\u017eb\u011b. V bance takovou mo\u017enost nikdy m\u00edt nebudete, proto\u017ee jakmile m\u00e1te exekuci, tak banka o v\u00e1s nebude cht\u00edt ani sly\u0161et. Dal\u0161\u00ed v\u00fdhodou je tak\u00e9 fakt, \u017ee americk\u00e1 hypot\u00e9ka nebankovn\u00ed je vy\u0159\u00edzen\u00e1 mnohem rychleji, ne\u017e bankovn\u00ed. Ji\u017e do 24 hodin zn\u00e1te v\u00fdsledek \u017e\u00e1dosti a pen\u00edze m\u00e1te na \u00fa\u010dtu t\u0159eba do t\u00fddne. V p\u0159\u00edpad\u011b bankovn\u00edch produkt\u016f m\u016f\u017eete \u010dekat klidn\u011b i m\u011bs\u00edce. A to nen\u00ed vyhovuj\u00edc\u00ed pro klienty, kte\u0159\u00ed pot\u0159ebuj\u00ed svoj\u00ed finan\u010dn\u00ed situaci \u0159e\u0161it rychle.V\u00fd\u0161e \u010d\u00e1stky, kterou v\u00e1m je nebankovn\u00ed spole\u010dnost ochotna p\u016fj\u010dit na z\u00e1klad\u011b z\u00e1stavy nemovitosti, se odv\u00edj\u00ed nejen od v\u00e1mi po\u017eadovan\u00e9 \u010d\u00e1stky, ale tak\u00e9 podle toho, jakou hodnotu m\u00e1 nemovitost. V\u00fd\u0161e hodnoty je z tr\u017en\u00ed ceny nemovitosti a spole\u010dnost v\u00e1m p\u016fj\u010di 75 a\u017e 95%. Op\u011bt z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00edch podm\u00ednk\u00e1ch, kter\u00e9 jsou individu\u00e1ln\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nepovedlo se v\u00e1m v bance z\u00edskat hypot\u00e9ku?","item":"https:\/\/www.evate.cz\/nepovedlo-se-vam-v-bance-ziskat-hypoteku\/#breadcrumbitem"}]}]